GO HARD MONEY
Captures and structures financing demand.
- Borrowers & financing professionals
- Structured financing requests
LyteIQ Technologies, Inc.
Technology Connecting Financing Demand With Lending Capacity
LyteIQ Technologies develops financial technology for private lending and real estate finance, connecting financing requests, lending criteria, communications, documents, and workflow through a common technology infrastructure.
LYTEIQ
Provides the intelligence and infrastructure connecting the market.
- Normalize
- Evaluate
- Match
- Manage
DealAlign
Organizes lending capacity and presents aligned opportunities.
- Lenders, brokers, funds & capital providers
- Credit Boxes & aligned opportunities
Financing opportunities on one side. Lending criteria on the other. LyteIQ connects the information between them.
How the Platform Works
One Platform. Two Sides of the Financing Market.
LyteIQ connects financing demand with lending capacity through purpose-built technology for private lending and real estate finance.
Financing DemandGO HARD MONEY
Where Financing Requests Begin
GO HARD MONEY provides a structured way for borrowers and financing professionals to present commercial and business-purpose real estate financing requests. It helps capture the information needed to understand the opportunity before it enters the matching and financing workflow.
Structured financing request
PropertyMultifamily · CA
TransactionBridge · 1st lien
Requested byBorrower or representative
Documents3 of 4 collected
CircumstancesRefinance after lease-up
Coming Q1 2027
Explore GO HARD MONEYIntelligence + InfrastructureLyteIQ Platform
The Technology Connecting Both Sides
The LyteIQ Platform structures financing data, evaluates financing opportunities against lending criteria, supports document and communication workflows, and powers the technology connecting financing demand with lending capacity.
- Financing taxonomyStructured opportunity data
- Matching engineLender criteria evaluation
- Document intelligenceOrganized, extracted
- CommunicationsBetween participants
- WorkflowRequest to engagement
- Opportunity identityDuplicate detection
Not a participant in the transaction — the infrastructure connecting it.
Explore the LyteIQ PlatformLending CapacityDealAlign
Where Lending Criteria Meet Opportunities
DealAlign gives lending partners a structured environment for defining lending criteria, reviewing aligned financing opportunities, communicating interest, and managing marketplace activity.
Credit Box · capital appetite
GeographyCA · AZ · NV · TX
Loan size$1M – $10M
Leverage≤ 65% LTV
Lien position1st
Property typesMF · Mixed-use
Coming Q1 2027
Explore DealAlignParticipantBorrower / Financing Professional
GO HARD MONEYStructured Financing Request
LyteIQ PlatformNormalize → Evaluate → Match → Manage
DealAlignAligned Lending Partners
ThenFinancing process continues between the appropriate parties
Two sides of the market. One technology infrastructure.
Financing Demand
Borrowers and financing professionals seeking capital.
LyteIQ Technology
The infrastructure used to organize, structure, evaluate, match, communicate, and manage financing opportunities.
Lending Capacity
Private lenders, brokers, funds, family offices, institutional capital providers, and other financing sources defining what they are willing to consider.
Why LyteIQ Exists
Private Lending Has Plenty of Data. The Problem Is Connecting It.
Financing requests often arrive through emails, PDFs, spreadsheets, forms, conversations, and disconnected systems. At the same time, lending criteria are frequently difficult to maintain, compare, and apply consistently.
LyteIQ is building infrastructure that gives both sides of the private lending market a more structured way to communicate financing opportunities and lending capacity.
Unstructured Demand
- Emails
- PDFs
- Phone Calls
- Spreadsheets
- Broker Packages
LYTEIQ
- Structure
- Normalize
- Evaluate
- Match
- Communicate
- Manage
Structured Lending Capacity
- Credit Boxes
- Capital Appetite
- Transaction Criteria
- Geography
- Property Types
- Leverage
- Loan Size
Fragmentation is a data problem before it is a distribution problem.
Matching, Explained
Matching Starts With Structure
Every financing opportunity contains characteristics such as location, loan amount, property type, transaction type, lien position, leverage, borrower circumstances, experience, liquidity, exit strategy, documentation, and financing timeline.
Lending partners maintain criteria describing the opportunities they want to consider. The LyteIQ Platform compares structured financing requests with applicable lending criteria to identify potential alignment.
What matching is not
Identifying potential alignment is not financing, loan approval, underwriting or credit approval, or a recommendation of any loan. LyteIQ does not decide whether a borrower should receive financing — lending decisions are made solely by lending partners.
A typical financing inquiry arrives as free text, with the details that matter buried inside.
“Looking for about 2.75 million on a multifamily building in California. Need to close fast — bridge until we refinance after lease-up, probably two years. Would be a first position. Value's somewhere around 4.4M. Not sure which lenders do this.”
Each detail becomes a defined, validated field.
| Geography | California |
|---|---|
| Loan Amount | $2.75M |
| Property | Multifamily |
| Transaction | Bridge |
| Lien Position | 1st |
| Leverage | 62% LTV |
| Term | 24 months |
| Exit | Refinance |
Structured fields can be indexed and queried like the lending criteria they need to meet.
state = CAproperty = Multifamilytype = Bridgelien = 1stltv ≤ 65%amount 1M–5M
Indexed asBridge · Multifamily · 1st lienSearchable
Geography keyU.S. › West › CaliforniaSearchable
Amount band$1M – $5MSearchable
Leverage band60% – 65% LTVSearchable
The opportunity can now be compared, field by field, with a Lending Partner's Credit Box.
| Criterion | Credit Box | Result |
|---|---|---|
| Geography | CA, AZ, NV, TX | Aligned |
| Loan Amount | $500K – $5M | Aligned |
| Property Type | Multifamily, Mixed-use | Aligned |
| Lien Position | 1st only | Aligned |
| Leverage | ≤ 60% LTV | Review |
The Software
One financing opportunity. One structured workflow.
Every opportunity moves through a single, traceable record — from the first inquiry to lender engagement. Qualification, matching, documents and communications stay attached to the opportunity they belong to.
- Capture
- Structure
- Verify
- Qualify
- Match
- Engage
- Execute
OPP-0147 · Bridge · Multifamily · CA
$2,750,000 bridge financing request
Transaction
Requested amount$2,750,000
Estimated value$4,400,000
Leverage62% LTV
PurposeBridge to refinance
Lien position1st
Requested term24 months
Property (generalized)
CategoryMultifamily
StateCalifornia
StatusStabilizing
IdentityProtected
Qualification checks4 of 5 complete
- Property classified
- Transaction structured
- Financing request verified
- Required fields complete
- Supporting documents received
Activity
- Inquiry captured
Structured intake - Fields validated
8 of 8 core fields - Marked qualified
Decision-ready - Matching
Credit Boxes evaluated
Credit-Box comparison · Capital Source BFit
| Criterion | Opportunity | Credit Box | Result |
|---|---|---|---|
| Geography | California | Western U.S. | Aligned |
| Loan amount | $2.75M | $1M – $10M | Aligned |
| Property type | Multifamily | Multifamily | Aligned |
| Leverage | 62% | ≤ 65% | Aligned |
| Lien position | 1st | 1st | Aligned |
DocumentsOrganized by opportunity
- Rent roll
Key figures extracted for reviewReceived - Operating statement
Trailing 12 monthsReceived - Purchase / title documents
Shared only with engaged partiesRequested - Sponsor experience summary
Supports borrower-experience criteriaPending
CommunicationsAttached to OPP-0147
- IQLyteIQStatusOpportunity qualified and shared with matched Lending Partners for review.
- LPLending PartnerQuestionCan you confirm the anticipated refinance timeline and current occupancy?
- BRBorrower sideReplyRefinance expected after lease-up, roughly 18–24 months. Updated rent roll uploaded.
Representative interface for illustration. Values are fictional and non-identifying. GO HARD MONEY and DealAlign are in development and not yet available.
LyteIQ Matching Engine
From Inquiry to Aligned Lending Partners.
Not every inquiry becomes a qualified opportunity. LyteIQ progressively evaluates each financing inquiry through data collection, validation, and qualification — then compares decision-ready opportunities with participating Credit Boxes to identify Lending Partners whose stated criteria may align. Every stage is structured and traceable.
- 01InquiryFinancing need captured
- 02StructureCategorized & classified
- 03Verify & QualifyData validated
- 04Qualified OpportunityDecision-ready
- 05Credit-Box MatchCriteria compared
- 06Lending PartnersPresented where criteria may align
Credit-Box Match · explainable, criterion by criterion0 of 9 evaluated
GeographyCalifornia within program statesPending
Loan Amount$2.75M within $1M – $10MPending
Property TypeMultifamily acceptedPending
Transaction TypeBridge acceptedPending
Lien Position1st position requiredPending
Leverage62% vs. 60% program maximumPending
Borrower ExperienceMeets minimum track recordPending
Construction CriteriaNo ground-up constructionPending
LiquidityReserve requirement metPending
Why it aligns — and where it doesn't
Every result is tied to a specific criterion in the Lending Partner's Credit Box. Nothing is hidden behind an opaque score: a partner can see exactly which parameters align and which need review.
Fit
Potential fit
Outside criteria
Configured by the Lending Partner
Credit Boxes reflect each partner's actual programs, parameters and exceptions — the criteria they already lend against.
A match identifies potential alignment with defined lending criteria. It is not a loan approval, commitment to lend, or guarantee of financing or terms. Lending decisions are made solely by the Lending Partner.
Technology Principles
Structured. Explainable. Configurable. Connected.
Four engineering principles support the LyteIQ thesis of making fragmented Private Capital structured, searchable and matchable — structure over ambiguity, transparency over black-box logic, configurability over rigid templates, and connectedness across the entire opportunity lifecycle.
Structured
Fragmented financing inquiries become classified, decision-ready data — categorical clarity from first inquiry through capital-source routing.
loan_amount: 2750000
property: multifamily
property: multifamily
Explainable
Every qualification and match is understandable and traceable — tied to specific data points, rules, and Credit-Box criteria. No black-box scoring.
leverage: 62% > 60% max
→ review
→ review
Configurable
Credit Boxes reflect the individual programs, parameters, and exceptions of participating Lending Partners and brokers — no forced templates.
program_04.ltv_max = 0.70
states: CA, AZ, NV, TX
states: CA, AZ, NV, TX
Connected
Capture, structure, verify, qualify, match, and route — the full opportunity lifecycle operates inside one coherent technology environment.
capture → … → route
one record
one record
Platform Capabilities
What the LyteIQ Platform is built to do.
Capabilities that support the full financing workflow — from the first inquiry through lender engagement.
Financing Request Intelligence
Transforms financing inquiries into structured opportunity data.
Matching Intelligence
Evaluates opportunities against lending criteria and capital appetite.
Workflow
Supports the financing process from request through lender engagement.
Document Intelligence
Organizes financing documents and supports extraction of relevant transaction information.
Communications
Supports communications among participants within the financing workflow.
Corporate Structure
The LyteIQ Ecosystem
One company, one core platform and two market-facing experiences — a deliberate product architecture, not separate businesses.
LyteIQ Technologies, Inc.The technology company.
Financing DemandGO HARD MONEYThe financing-demand experience.
Intelligence + InfrastructureLyteIQ PlatformThe core technology, data, workflow, and matching infrastructure.
Matching EngineCommand CenterAdvertising Command Center
Lending CapacityDealAlignThe lending-capacity experience.
About LyteIQ Technologies
A financial technology company for private lending and real estate finance.
LyteIQ Technologies is a technology company.
- Not a lender, and does not originate loans
- Does not make lending decisions because a match is identified
- Does not guarantee financing, approval, or terms
- Does not quote rates, recommend loan products, or interpret offers
- Does not make credit judgments, negotiate terms, or provide lending advice
LyteIQ Technologies, Inc. builds the intelligence and infrastructure that connects financing demand with Private Capital supply. Its role is not to generate leads — it is to convert fragmented inquiries into structured, decision-ready opportunities and present them to lending partners whose stated criteria may align.
The company's initial platform is focused on the Private Capital lending market, where financing requirements and lending criteria vary significantly from one transaction, lender, broker, and program to another — and where the value of an opportunity depends heavily on how well it has been qualified.
Borrowers rarely know which lender, product, or capital source fits their situation. Private Capital lenders and mortgage brokers, meanwhile, want qualified opportunities aligned to their criteria — not volume for its own sake. LyteIQ sits between the two, handling capture, structure, verification, qualification, matching, and routing.
The market opportunity is structural: Private Capital financing criteria vary across geography, loan type, property type, transaction structure, and lender-specific credit criteria. LyteIQ is designed to make that fragmentation structured, searchable and matchable — and the underlying architecture is intentionally extensible beyond a single financial-services use case.
Pre-launch · Targeted Release: First Quarter 2027
Register for updates on either side of the market.
Financing Demand · Coming Q1 2027
GO HARD MONEY
Being built so borrowers can describe a property and financing objective while LyteIQ structures, verifies and qualifies the opportunity behind the scenes — no need to know which lender, product or capital source fits.
Register for GO HARD MONEY updates
Lending Capacity · Coming Q1 2027
DealAlign
Being built so Lending Partners can define Credit Boxes and review qualified financing opportunities matched to their criteria — not unsuitable submissions. Purpose-built for Private Capital lenders and mortgage brokers.
Register for DealAlign updates
Contact
Reach the team behind the platform.
For partnership inquiries, media requests, and questions about the LyteIQ Platform, get in touch directly. GO HARD MONEY and DealAlign are in active development, and you can register for launch updates on each platform's page.